Backend Engineer
Cross-border payments and Banking-as-a-Service backend for a Singapore-based platform
- Engineered provider-agnostic payment workflows across multi-currency wallets, payouts, refunds, and merchant settlements, integrating Airwallex and DBS banking rails.
- Designed and implemented financial ledger architecture — double-entry accounting, balance management, idempotency, and audit trails — supporting risk controls and provider reconciliation.
- Developed REST APIs for auth, transactions, and merchant onboarding; collaborated with cross-functional teams and clients, and deployed via Docker/AWS (ECR, EC2, CloudWatch).